Home Contents Insurance For Tenants

Also known as personal property coverage home contents coverage protects your personal belongings the contents that make up your home things like your furniture clothing jewelry televisions appliances and more.

Home contents insurance for tenants. Laptops smartphones and tvs are just some of the items that could cost you thousands of pounds to replace. Some polices may also cover alternative accommodation paying for a place to stay during repairs to the property after a fire or flood. Simple as you are sharing the entire home with relations such as your spouse.

If you re taking a lot of your own possessions such as tvs a bed and soft furnishing into your rental property it s worth considering a contents insurance policy. It s easy to underestimate the value of your possessions. Tenants insurance or rental contents insurance cover is a form of home contents for those renting a property.

Use price comparison sites. Premiums tend to be higher in locations at a high risk of flooding or criminal activity while properties in london almost always carry higher insurance costs. Go to a broker.

With direct line contents insurance for renters your possessions will be covered against loss or damage in your home. If you re having trouble getting cover seeing a broker will be. Tenants insurance also known as renters insurance is a type of home contents insurance suitable for those living in rented properties.

Cheap contents insurance for tenants step 1. Reasons to choose tenants contents insurance. This is sometimes known as tenancy liability cover.

Landlords are responsible for buildings insurance but as a tenant it s your responsibility to insure your own belongings with contents insurance if you choose to. It provides protection against theft of a renter s belongings as well as any damage to them by fire water or subsidence. For tenants renting a complete property contents insurance policies include up to 5 000 per claim tenant liability cover for damage caused to the building provided your tenancy contract states that you re legally responsible for fixing this type of damage.